多家银行上调基金风险等级,渠道从“卖产品”转向“配方案”
近期,多家银行上调代销基金风险等级,部分产品上调至R5(高风险)。业内人士表示,在监管趋严与适当性管理持续收紧的背景下,银行代销正从“卖产品”转向“配方案”。据不完全统计,3月以来,已有宁波银行、上海银行、深圳农商银行、广东南粤银行等多家银行发布相关公告,调整代销基金风险评级。(
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